Wednesday, 18 February 2026
APC Ward Congress
Thursday, 12 February 2026
Retirement- Challenges and Opportunities by Tsekaa Matthias Gboko
RETIREMENT: CHALLENGES AND
OPPORTUNITIES
INTRODUCTION
1. The Oxford
Dictionary defined retirement as ‘the process of discontinuing ones
official employment most particularly because one has attained a certain age;
or state of having been discharged from work”. Retirement is generally viewed
as a departure from a career-focused life to a more leisurely and relaxed
lifestyle, allowing individuals to freely pursue their legitimate interests and
personal goals. It is a stage when one is no longer part of a workforce in an
organisation he previously worked as an employee. In retirement, you freely
choose what to do for yourself and with your time every day. Interestingly,
retirement marks a significant milestone in life, bringing forth a mix of difficulties
and possibilities. It is essential that retirement is thoughtfully planned and
experienced as a significant stage of life. This is necessary as the needs of
individuals for well-being grow, and as societal life undergoes rapid
transformations along with the increasing complexities of modern living.
2. Retirement for the military personnel
is about transitioning to civilian life. The transition witnesses some form of
struggles to overcome various kinds of obstacles. Conversely, there are many
prospects of a better life experiences in retirement. Military retirees’
concerns are often rooted in the unique structure and culture of the
military. It is always a hard departure
from a life that sees many years of service that creates strong bonds and a
deeply ingrained way of life. The Nigerian Government has implemented various
efforts to support and shape the lives of military retirees, primarily focusing
on financial well-being, healthcare, and reintegration into civilian life.
These include pension scheme (Armed Forces Pension Act), managed by the
Military Pensions Board, healthcare scheme, managed by Defence Health
Maintenance Limited) and vocational training, which is pre-retirement training
by the Nigerian Armed Forces Resettlement Centre. Despite these efforts,
retirement continued to be a fearful phase in the life of many military
personnel who are approaching separation from the service. Retirement
experiences vary. Some retirees experience a lot of hardships while others fully
enjoy their retirement.
3. The varying experiences of military
retirees are rooted in individual life-styles, financial discipline, and
unequal opportunities while in the service, relationships, etc. The purpose of this lecture is therefore, to highlight retirement
life experiences. The lecture will cover fundamental issues in retirement, foundations
for a happy retirement and encouragement about retirement as well as suggested
business ventures for retirees.
AIM
4. The aim of this presentation is to
appraise military retirees’ experiences with a view to making recommendations.
FUNDAMENTAL
ISSUES IN RETIREMENT
5. Retirement generally, disconnects a
person from a career role he/she has been used to. The disconnection comes with
a lot of frustrating and disturbing experiences (Omoresemi, 2007). The
uncertainty that characterised the retirement life in Nigeria troubles serving
personnel. This situation pushes some personnel to alter their age and
occupation records in order to extend their retirement date. Retirement is
generally viewed in Nigeria as problematic (Abdullahi A., 2002). However, this
phase of life is inevitable for all workers, whether prepared or not prepared.
Retirement represents different things to different people. To some, it can be
exciting, delightful, thrilling and something to look forward to while to some,
it means the end of the road (Okorodudu, 2008). To many Nigerian workers,
retirement presents a crisis situation (Manion, 2006).
6. Retirement presents obstacles and
possibilities, struggles and chances, hardships and avenues for growth as well
as trials and prospects. Upon retirement, fundamentally, disengaged personnel
are confronted with two key issues, which are challenges in retirement and
opportunities in retirement.
CHALLENGES IN RETIREMENT
7. Retirees face a lot of challenges during
retirement. These challenges are diverse, natural, avoidable and, or otherwise.
They include financial uncertainty, loss of identity, transition difficulties, fear
of the unknown, relationship strain and negative perceptions.
8. Financial Uncertainty. One of the primary concerns of a retiree is whether
retirement savings will be sufficient to maintain their standard of living. The
current pension scheme is a total disaster for many ranks in the service. There
is a wide gap that has to be bridged if personnel are to feel that their
services, irrespective of any rank are appreciated by the government without
discrimination. Retirement benefits and pension could be demoralizing.
Solution: One of the major solutions to this challenge is
determining your retirement spending capacity. Avoid impulse buying. Don’t go
outside your budget. On the other hand, government could intervene by formulating
a more inclusive and effective pension
policy that adequately supports all ranks.
9. Loss
of Identity. The military provides a strong sense of identity
and purpose, which can be difficult to replicate in civilian
life. Retirees may struggle to find new meaning and direction, especially
if they haven't adequately planned for post-military life.
Solution: Make deliberate efforts to stay engaged and
connected with your community – the society. Share your meaningful experiences
with others and identify areas you can give back to the society. Maintain your
relevance in your community. Let your uniform be now replaced with your good
conduct, especially social discipline, and personal integrity that stand you
out.
10. Transition
Difficulties. Adjusting to civilian culture, finding new employment,
and navigating new social structures can be stressful. Many veterans
struggle with the shift from the structured military environment to the more
independent civilian world. This can involve adapting to different social
norms, finding new routines, and dealing with feelings of loss and
disorientation. The rapid pace of change and the
different expectations in the civilian world can be overwhelming.
Solution: Acknowledge the new reality. Retirees must
create new chapters by making new routines, staying socially connected and
finding new sources of purpose and identity.
11. Fear of the Unknown. The
lack of familiarity with civilian life and the uncertainties about the future
can create anxiety. Many military members have spent their entire careers
within the military structure, and the prospect of navigating an unfamiliar
landscape can be daunting. Psychologists have found that
anxiety of retiring personnel reaches a peak before retirement begins (Agulanna
et. Al. 2003.77) citing US News and World Report 1974:14).
Solution: The absence of deliberate step-by-step
retirement planning is in itself, planning for failure in retirement. Adjust
your lifestyle. Connect with your passions and the people. Don’t rush things.
Give time to understand your environment, and be humble in learning from others
about your newly deserved ventures. On the other hand, it is imperative for the
Service to organise frequent pre-retirement lectures for own personnel.
12. Relationship
Strain. The changes in routine, financial pressures and the
stress of transition can strain relationships with family and
friends. Spouses and children may also need to adjust to a new lifestyle,
which can create tension.
Solution: While it is advisable for retirees to consider
honest and open communication with their spouses about their retirement, same
could be detrimental to others. Ideally, however, couples should create new
routines together during this new phase of their life. Deliberate attempt must
be made to rediscover unexploited strengths.
13. Negative Perceptions. Some military personnel worry about how they
will be perceived in the civilian world and whether their skills and experience
will be valued. They may also be concerned about facing negative stereotypes
about veterans (old soldier).
Solution: Accept retirement as a new chapter in your life,
with opportunities for personal growth and fulfilment. Seek and maintain useful
social connections by reaching out to friends.
14. Loss of Structure.
Retirees face loss of structure that their job provided them. In retirement,
they suddenly find themselves with an abundance of free time which could lead
to feelings of aimlessness or boredom. This lack of routine could also have a
negative effect on their mental health and could lead to a sense of loneliness.
This is because, they no longer on regular basis, see their colleagues to
socialise with them. They have to establish new relationships bearing the
consequences of distrust.
Solution:
Establish new routine that incorporates activities you enjoy, and social
engagements. Find possible ways you could contribute to the society.
Acknowledge the fact that you are now your own boss. Go for what is best for
you.
15. Aging and Declining
Health. These are significant challenges faced during retirement. Aging
and declining health have great impact on the quality of life and financial
stability, limiting activities. These, limit individual’s ability to live
independently, requiring assistance in daily activities. Here, the quality of
life is reduced and social isolation is being experienced.
Solution:
Deliberately plan and adopt healthy lifestyle habits. These include maintaining
physical and mental activity, eating balanced diet and ensuring adequate
rest/sleep.
OPPORTUNITIES IN RETIREMENT
16. Retirement can be a time for personal
growth, offering the freedom to finally explore lifelong passions and dreams,
which may not have been achieved during active service years. Whether it's farming,
politics or learning new trades, retirees can explore their creative sides
without the constraints of a work schedule. Retirement is not an end but rather
a new chapter filled with a lot of potentials. By addressing the challenges
head-on and embracing the opportunities that come with this phase of life,
individuals can create a fulfilling and meaningful retirement experience. It is
a rediscovery time.
17. Retirement can span several decades, offering a chance to
redefine one's purpose and pursue new passions (Abubakar I.Y., 2013). Essentially,
retirement opens doors for many unique opportunities. Some of these
opportunities include freedom and autonomy, personal growth, community
engagement and pursuit of passions as well as new employments.
18. Freedom
and Autonomy. Retirement offers the freedom to pursue new interests,
travel, and enjoy leisure activities.
19. Personal
Growth. This phase of life provides opportunities for self-improvement,
learning, exploration and business engagements.
20. Community
Engagement. Retirement allows individuals to give back to their communities,
share experiences, and build new relationships.
21. Pursuit
of Passions. Without the constraints of structured routine, retirees are
free, and have all the time to themselves, to focus on their passions and
interests. Many retirees also find that they have more time to spend with
family and friends which can enhance their overall well-being.
22. New Employment. Retirees can
gainfully take up new jobs and appointments. They can also participate in
partisan politics and aspire for different positions of political leaderships.
FOUNDATION
FOR A HAPPY RETIREMENT
23. It is the statutory responsibility of the
Nigerian Government to ensure the well-being of military retirees. However,
whatever efforts that may be put in place by government for retirees’
well-being, those efforts would be meaningless if there is no deliberate attempt
on the part of individual retirees to lay a strong foundation for their
retirement. The foundation process for a
happy retirement commences from the very day you are employed. Whatever you do
while in service have the overall effects on your retirement. It is the
consequences of how you lived your service life.
24. The foundation for a happy retirement life
is anchored on your lifestyle while in the service. Your Personal lifestyle could
make or mar your retirement. In
practical terms, the kind of spouse, number of wives, number of children, how
you train them, financial behaviour, personal development, social indulgence,
relationships, etc, would determine your retirement experience. This is the foundation
laid a long time before retirement. It is the foundation upon which retirement
is lived. There are also possibilities that a good foundation could be
ultimately destroyed when new lifestyle is being adopted, due to environmental
influence.
25. Nevertheless, if you stand strong,
maintaining good lifestyle, and with a positive mindset, retirement phase would
become more enjoyable than your active working period of life. It was Patrick
Foley who stated that “retirement is a blank sheet of paper. It is a chance to
redesign your life into something new and different.” In order to achieve a
fulfilled retirement, you must define your boundaries, whether financial,
relationships, leisure, travels and other commitments. If you want to
experience a happy retirement you must only pursue activities that bring
purpose and meaning to your life and your family. Largely, everyone makes his
own retirement what it is. The key for making foundation for a happy retirement
life is in your hands.
ENCOURAGEMENT
ABOUT RETIREMENT
26. No matter how you look at it, retirement is
a major lifestyle change. It’s only natural that this can create stress in your
life. Retirement is nothing to fear. In contrast, it’s an amazing time of
freedom and opportunity. Not only are you no longer responsible for showing up
to work every day, you also now have the time to do everything you never could
while you were working. And your identity as a working professional doesn’t
change. You will always be the very person you were. Think of all the
possibilities now. Don’t panic, don’t be afraid. Let retirement not oppress
you. Having served your nation meritoriously and now, honourably retired,
retirement should give you a deep sense of fulfilment.
27. For younger retirees, it is crucial to
connect with those who retired some time ago to gain realistic insights into
their retirement experiences. Their advice, grounded in personal experience,
can be invaluable in avoiding pitfalls and in enhancing your comfort with the
transition into retirement.
28. Times are tough and are expected to worsen.
Without sufficient income and savings, retirement can be quite challenging.
Money is essential for everything. Indeed, in today’s society, financial
considerations dominate our lives. Fortunately, retirement also offers a chance
for financial independence. You can embark on multiple business ventures.
Effectively utilizing this freedom can help you supplement your pension,
potentially earning more than you did while working. Retirees can take
advantage of the numerous opportunities that arise during retirement to improve
their circumstances, including acquiring new skills and education, engaging
more actively with their communities, and taking on new roles or jobs.
SUGGESTED BUSINESS VENTURES
FOR RETIREES
29. Many military personnel go into retirement
without a definite plan for business. It is until they are retired and paid
gratuity and other retirement benefits that the idea of having a business comes
into their minds. This is accidental business. In many cases, these kinds of
ventures do not succeed or last long. Most at times, this is where the whole
retirement benefits sink and frustration sets in. It is advisable that retirees
make deliberate and concrete plan on the type of business to be engaged in.
They must weigh the options of whether their spouses or children would be
directly or indirectly involved in the daily affairs of such businesses. They
must also have a clear succession plan that enables preparing who can take over
the business as old age sets in, and there is no strength again.
30. Retirees must seek good knowledge on their
intending business ventures. There would
be no need to rush; take your time. The danger is that if you rush and invest
all your retirement benefits in a business venture that you do not have
knowledge of, the likelihood is failure. Look for the best and trustworthy
staff members you can rely on. You can also look in-ward and tap from the
expertise gained from the service. Go the familiar path, if you cannot acquire
new skills.
31. Here are some of the easiest and less-capital
intensive ventures retirees can take advantage of. They include consulting
services; livestock farming; poultry farming; fish farming; agricultural
produce processing (e.g. drying, packaging spices, dried fish); rental services
(tables and chairs, generators, sound systems/ PA systems and catering
equipment, etc) and restaurant/food delivery services. Others include
hospitality services (resorts, hotels and bars); property management; Real
Estate; private tutoring or teaching services and event planning/management.
Leverage professional experience to offer consulting services. Retirees can
offer security consulting services to companies, gated communities, VIPs as
well as accessing security risks and training guards. It is important to note
that agricultural venture provide numerous opportunities. Though, less-capital
intensive to operate, the above ventures require your good time and careful
monitoring. Engaging into any of the above would not only keep you busy, which
is good for your physical and mental health but would also put steady food on
your table.
CONCLUSION
29. In general, retirement separates an
individual from a career role that they have been accustomed to. This
separation is accompanied by various frustrating and troubling experiences. The
notion of retirement varies among individuals; for some, it is an exciting and
joyous event to anticipate, while for others, it signifies an end to their
journey. After retirement, individuals often face two primary issues: the
challenges of retirement and the opportunities it presents. The challenges
encountered during retirement are numerous; some are inherent, others are
self-imposed, and some can be avoided while others cannot. By confronting these
challenges directly and seizing the opportunities available in this stage of
life, individuals can cultivate a rewarding and impactful retirement
experience.
30. Fundamentally, retirement provides numerous
unique opportunities. Any initiatives that the government may implement for the
well-being of retirees would be ineffective unless individual retirees actively
strive to establish a solid foundation for their retirement. A fulfilling
retirement life is largely based on the lifestyle adopted during one’s working
years. To achieve a satisfying retirement, individuals must engage in
activities that offer purpose and significance to their lives and their
families. Ultimately, each person has the power to shape their retirement
experience. Retirees are encouraged to take advantage of the various
opportunities that retirement can provide to improve their lives. It is
advisable that retirees make deliberate and concrete plan on the type of
business to be engaged in. Retirees must seek good knowledge on their intending
business ventures.
Translating Military Skills for Civilian Careers by Tsekaa Gboko Matthias
TRANSLATING MILITARY SKILLS FOR CIVILIAN CAREERS: STRATEGIES FOR SUCCESSFUL RETIREMENT
INTRODUCTION
1. Retirement from the military signifies a shift to civilian life. This transition often involves challenges that must be navigated to address various obstacles. There are also many opportunities for improved life experiences after retirement, such as pursuing civilian jobs to start new careers. Military retirees looking for new career paths in retirement need to enhance their military skills. These skills are cultivated in high-pressure as well as high-stakes environments, and can be easily adapted to civilian roles.
2. Experts define skills as the ‘developed ability’ to perform tasks or solve problems effectively. This is accomplished by the application of knowledge and experience with proficiency, encompassing practical, mental, or physical actions. They are acquired through training, practice, and life experience, rather than being purely innate. Key components of skills include knowledge and competency, which is the combination of understanding (knowledge) with the know-how to use it, as well as, the practical application to achieve specific results. Skills, on the other hand, are developed through education, training, and real-world experience. In essence, a skill is a practiced competence, bridging knowledge and action to achieve mastery in particular areas.
3. Military work environment requires utilization of various skills, to perform tasks. The training and work experience in the military exposes personnel to valuable skills, including hard, soft and cognitive. Acquiring skills is a purposeful process aimed at enhancing abilities for self-improvement, career development, or adjusting to new technologies. Developing military skills can serve as a key factor in facilitating a smooth and enjoyable transition from military service to a civilian career.
4. This paper examines the shift from military service to civilian employment, focusing on the critical task of converting military skills and specialties into applicable competencies for the civilian job market. The purpose of this presentation therefore, is to highlight strategies that could facilitate a successful transition from military to civilian careers. In doing justice to the paper, I look at the following: relevance of military skills in retirement, civilian career prospects for military retirees, and effective methods for achieving successful career transitions.
This brings me to the aim of this paper, which is
“to evaluate the employment prospects for military retirees in civilian sectors, with a view to making recommendations.”
Now, a look at..
RELEVANCE OF MILITARY SKILLS IN RETIREMENT
4. The relevance of military personnel acquiring skills that benefit them in retirement cannot be overemphasized. The skills acquired during military service are crucial for the life after retirement of military veterans. These skills lay a robust groundwork for career transitions, entrepreneurship, and personal stability, given that they are effectively adapted to civilian environments. Although transitioning can be difficult because of distinct workplace cultures, various employers highly value military skills acquired by personnel from long years of their job experiences.
5. Military skills are not just relevant, but are powerful transformative assets for retirees, enabling successful transitions into new careers. They are core competencies that are highly valued in the civilian workforce. When properly marketed, skills enable retirees to thrive in new careers and personal endeavors. This is the more reason that pre-retirement programs at the Nigerian Armed Forces Resettlement Centre should be taken seriously by participants at the Centre, as the training play a vital role in equipping personnel for civilian life by reinforcing these skills and offering entrepreneurial training.
TRANSFERABLE MILITARY SKILLS
6. Military skills that could be easily transferred to other careers outside the military include leadership and team work, discipline and reliability, resilience, problem-solving and adaptability and technical/specialty expertise.
Let us now examine them one after the other, starting with….
7. Leadership and Team Management. Military service avail opportunities for the development of strong leadership and team management skills. These skills have significant impact in managing diverse teams, motivating individuals under challenging conditions, and cultivating trust, which makes them suitable candidates for management positions.
A look at….
8. Discipline and Reliability. A strong work ethic and sense of accountability gained from years of military experience are vital to success in the corporate realm. Attributes of discipline and reliability developed during military career are essential for effective work performance, especially in sectors such as agriculture, finance, logistics, and consulting.
.. we also look at…
9. Resilience. The ability to persist until a task is completed, even beyond standard working hours is a frequently cited, highly valued attribute by civilian hiring managers. It is important to note that the nature of trainings acquired in the military enables personnel to stand out in retirement as a result of resiliency.
10. Problem-Solving and Adaptability. The ability to improvise, adapt, and overcome (especially in high-pressure situations) translates well to volatile civilian business environments. Military personnel, and of-course, retirees are exposed to problem-solving tasks and adaptability to every form of work environment.
and lastly,….
11. Technical/Specialty Expertise. This refers to specialized knowledge within a specific field. Skills in logistics, information technology, mechanical repair, aviation, finance, public relations, and security protocols often correlate directly with similar high-demand civilian positions. Experience in mission planning can seamlessly transition into project management and strategic roles within civilian careers. The nature of military training, often requiring retraining encourages expertise.
Now, a look at…
CIVILIAN CAREER PROSPECTS FOR MILITARY RETIREES
12. Generally, there is a high demand for retirees in areas that appreciate their skills. Retired military personnel have numerous civilian career options that capitalize on their skills. There is a growing demand for well-experienced workers to fill workforce skill gaps by utilizing their transferable skills and certifications.
CATEGORIZATION OF CIVILIAN CAREER OPPORTUNITIES FOR MILITARY RETIREES
13. Civilian career opportunities could be segmented into categories, which include security and law enforcement, logistics and transport, technical and engineering, business and administration, and specialized roles.
Here again, we take them one after the other…
14. Security and Law Enforcement. There is a significant demand for Chief Security Officers or Security Managers in many corporate organizations. Military retirees are also, often needed as Security Liaison Officers to manage the safety of infrastructure projects at sites. Similarly, retirees can pursue roles in private security firms as supervisors, training instructors, operations managers, or even bodyguards/executive protection agents.
15. Logistics, Supply Chain, and Transport. This encompasses positions such as logistics coordinators who manage supply chains for private firms and transportation. Also, retirees with specialties in logistics can gainfully work as Fleet Managers to oversee the delivery of goods and personnel, and also, as Import-Export Brokers utilizing their skills in managing transportation of equipment.
16. Technical and Engineering. Job openings in this field include maintenance positions, particularly in aviation and energy sectors, as well as roles related to UAV production, firefighting, cybersecurity, and IT.
17. Administration. Opportunities here focus on office management roles that leverage skills in leadership and organization, including project oversight in construction, engineering, or IT sectors, etc.
18. Specialized Roles. Many roles in the military offer advanced specialized training that can be applied to similar civilian roles, such as those in public relations, medical fields, finance, IT and many other areas of specialisations.
Distinguished Guests, ladies and gentlemen, we now look at the….
EFFECTIVE STRATEGIES FOR SUCCESSFUL CAREER TRANSITION
19. Transitioning from military service to civilian employment is a crucial phase in life that demands more than simply seeking a new job; it requires a thorough "demilitarization" of one’s professional identity. The skills gained during military service are highly adaptable and valued in civilian jobs. However, many retirees find it challenging to effectively communicate these skills to potential employers. While they embody valuable traits such as leadership, discipline, and problem-solving, these attributes often become obscured by military terminology. Retirees also encounter difficulties in adjusting to the civilian job market due to variations in language, culture, and expectations.
20. One of the most challenging issues hindering the effective translation of military skills for civilian roles stems from language gap. Hiring managers in the civilian workforce may not grasp retiree's potential relevance, especially when terms like "Squadron Commander" or "Unit," are being expressed. Also, frequent use of military acronyms can lead to unfavorable disposition from Human Resource Managers. It’s also important to understand that military ranks may not effectively convey the actual level of responsibility to civilian employers.
21. Successful transition hinges on the ability to translate, quantify, and network effectively. By viewing military experience as a collection of advanced management and technical skills instead of merely a list of ranks, retirees can attain rewarding and profitable civilian careers. It is essential to align one's skills, experiences, and interests with the job requirements at hand.
22. There are three main strategies that can help ensure a smooth career transition. They include identifying transferable skills, utilizing contemporary translation tools and methods, and creating a civilian network.
What exactly are these strategies? Let”s start with…
23. Identifying Transferable Skills. This involves taking stock of military experiences and reinterpreting them as applicable business functions. For instance, instead of saying 'commanded a platoon,' you might phrase it as 'managed a diverse team of 30 personnel,' which falls under leadership. Similarly, logistics professionals could substitute 'S-4 Officer' with either 'Supply Chain Manager' or 'Operations Coordinator.' Moreover, your resume should highlight soft skills such as adaptability, accountability, and strategic planning as they hold significant value in corporate settings. Furthermore, merely recounting military experiences during interviews is insufficient. You need to frame your skills in terms of business outcomes, rather than military ones. For example, rather than stating you 'performed maintenance on aircraft,' articulate that you 'ensured operational reliability by executing quality assurance protocols.'
24. Utilizing Contemporary Translation Tools and Methods. There are various modern translation resources available that align military roles with civilian counterparts. These include tools like O*NET Online, the STAR Method, and VMET. The O*NET Online tool employs a Military Crosswalk Search feature to link military specialties to relevant civilian occupations. The STAR method helps frame your achievements using the Situation, Task, Action, Result model for providing quantified evidence of your impact. VMET also offers a Verification of Military Experience and Training document, serving as an official summary of your transferable skills.
25. Creating Civilian Network. Networking is frequently regarded as one of the most effective methods to evade automated screening processes. It’s beneficial to seek advice from retirees who have successfully transitioned into your desired industry. While networking, remember to use platforms like X, LinkedIn, and Inspira for job opportunities with the UN.
Gentlemen, the…
CONCLUSION
26. The importance of military personnel developing their skills for post-retirement benefits cannot be overstated. Core transferable military skills include leadership, teamwork, discipline, reliability, resilience, problem-solving, and adaptability, along with technical expertise. More specifically, civilian career paths for retired military in Nigeria can be categorized into security and law enforcement, logistics, supply chain and transportation, technical and engineering, business and administration, and specialized roles. The main obstacle to effectively translating military skills for civilian careers is the existing language barrier.
27. Transitioning from military service to civilian employment is a significant life phase that requires more than a simple job hunt. It necessitates a total 'demilitarization' of professional identity. A successful transition hinges on the ability to translate experiences, quantify skills, and network effectively. Thus, three key strategies to support a successful career transition are recognizing transferable skills, leveraging modern translation methods, and cultivating a civilian network.
RECOMMENDATIONS
28. It is recommended that, HQ NAF should:
a. Encourage quarterly lectures on retirement planning in all Commands for serving personnel.
b. Collaborate with NAFRC to ensure trainees understand strategies for aligning military skills with civilian careers.
c. Encourage personnel ot acquire civil certifications of their skills.
Thank you for your rapt attention. References are as shown on the screen!!
REFERENCES
RSL Australia (2025) Translating Military Experience https://www.rslaustralia.org
Cybertex.edu Transferring Military Skills To The Civilian Workforce https://cybertex.edu
DSDT College (2025) How Military Training Prepares You for Civilian Careers https://dsdt.edu
FDM Group (2023) Top 10 Transferable Military Skills https://www.fdmgroup.com
VA Careers (2025) Translate Your Military Skills to a Civilian Career vacareers.va.gov
K. Anders Erickson and Robert Pool (2016) Peak: For Fans of Atomic Habits.
Indira Group of Industries (2012) Entrepreneurship Education in Tourism and Hospitality Management.
Carol S. Dwerck (2021) Mindset: The New Psychology of Success.
Cal Newpoint (2019) So Good They Can’t Ignore You.
Trump' America - Star article by Yushau
My Beautiful Daughter, Doofan
Why I prefer Nigeria to UK, Says London-trained Daughter of NAF Officer

MissWhy I prefer Nigeria to UK, Says London-trained Daughter of NAF Officer
While many Nigerians who attend schools abroad are not willing to return to the country to work, Miss Doofan Margaret Gboko who just bagged a Master of Science degree in Global Marketing from the Faculty of Business and Law at the University of Roehampton, London, has stated otherwise.
The young Doofan who coincidentally turned 24 on her Convocation day on 20 September 2023, said she would rather return to the country and contribute to its development.
After attending the Nigerian Air Force (NA) School for Primary and Secondary education, she attended the Cross River State University of Technology, where she obtained Bachelor of Science Degree in Accounting before traveling to United Kingdom for her graduate studies.
The daughter of a Nigerian Air Force Officer, Squadron Leader Tsekaa Matthias Gboko, Doofan said Nigeria is a country with great potential for growth and development.
“Home is home and I am proud to return home and contribute my quota to its progress and development.
“During my studies here in the UK, I realised that Nigeria has so much potential that with conducive and enabling environment, businesses can flourish.

“Unlike other Nigerian youths who want to stay outside Nigeria for greener pastures, sincerely I prefer home.
“Though I can work here to acquire relevant experience, qualifications and certifications, going back to Nigeria to serve the country is my priority ambition,” she stated.
She urged Nigerian youths to acquire skills and education in foreign countries for the benefit of the Nigeria.
She called on the Nigerian government to create job opportunities for youths with relevant qualifications and professional expertise.
Since going to the UK in 2022, Doofan has worked in various fields for the purpose of gaining useful experience.
She has said she wants to professionally earn relevant, global commercial acumen through continouos application of economic and marketing theories and case studies. She focuses on identifying target markets, strategic market communication on cultural, financial, political, and international economics. She is involved in strategic marketing, global strategic
marketing and digital marketing.
Her alma mater, the University of Roehampton, London was recognised (jointly) as the best UK modern university for research in the REF 2021, for which 218 staff were submitted in 12 areas and were top graded. The University’s 77% of the research submitted was ranked as ‘world leading’ or ‘internationally excellent.